B.O. 11K , 12/56, D.R.Chambers, D B Gupta Road Karol bagh (Near Karolbagh Police station) New Delhi -110005

Jeevan Utkarsh Plan (T-846)

Home Policies Jeevan Utkarsh Plan (T-846)

Now About Jeevan Utkarsh Plan (T-846)

Calculate your Premium for this plan

LIC’s Jeevan Utkarsh Plan (T-846) is a close ended plan and will be available for sale from 06th September and for a maximum period of 270 days (Approx. 9 Months) only. LIC’s Jeevan Utkarsh is a single premium, with profits, saving cum protection plan and this plan provides a higher risk cover of ten times of premium paid.


  • One time investment.
  • Risk Cover 10 times of single premium paid.
  • Best option to create wealth for future and this plan can be gifted to children from their parents / Grandparents to ensure child education and marriage expenses.
  • Single premium plan means no future premium burden.
  • Suitable for any family commitment.
  • Settlement option is available for both maturity and death claim amount over a period of 5 or 10 or 15 years.
  • Accidental & Disability cover available.
  • Tax Benefit under section 80C up to ₹1.5 Lakhs.
  • Unlimited tax free maturity.
  • No share market risk, Government of India guarantee.
  • Attractive Loyalty Additions.
  • The policy can be surrendered at any time during the policy term.
  • Loan facility is available under this plan after completion of 3 months only.


    Death Benefit:

    On death during first five policy years:

    Before the date of commencement of risk:

    Refund of single premium without interest.

    After the date of commencement of risk:

    “Sum assured on death” is payable.

    On death after completion of five policy years:

    “Sum assured on death” equal to 10 times of single premium paid along with loyalty addition, if any shall be payable.

    Maturity Benefit:

    On the life assured surviving the end of the term “sum assured on maturity” along with loyalty addition, if any shall be payable.

    Eligibility Conditions:

    Minimum Age to Apply 6 Years (Completed)
    Maximum Age to Apply 47 Years (Nearest Birthday)
    Minimum Basic Sum Assured ₹ 75,000/-
    Maximum Basic Sum Assured No Limit
    Mode of Premium Payment Single Premium Only
    Policy Term 12 Years
    Loan After 3 Months